When someone suffers an injury because of someone else’s negligence, malice, or recklessness, it is bad enough that they have to suffer something that could have most likely, been easily avoided. To then wind up in a situation where a victim of this owes money and is facing financial hardship because of it, is positively unjust.
It does not matter how major or how minor your injury or illness is – as a victim, you should not have to pay any money to make up for expenses that are the result of your injury or illness. If you have health and/or auto insurance that is paying for part or all of your medical bills and property damage, they should not be doing this- the person or people whose negligence caused your injury and their insurance companies, are the ones who should be footing the bill for any and all expenses related to your injury or illness.
Holding Negligent Parties Accountable
It is important to hold negligent parties accountable for their actions, not just because you should not suffer financially in addition to suffering from an injury but also to, hopefully, prevent them from doing similar harmful things to other people in the future.
If you or someone you love has suffered because of a personal injury, you are probably already aware of mounting medical bills and how much some or all of the property damage that incurred from the situation that caused your injury, is going to cost to repair. You are probably unaware though, of the many costs that are likely to arise in the near and distant future.
Beware of Insurance Companies
It is important to discuss your situation with a lawyer before you even talk to insurance companies, let alone agree to a settlement offer from them. Insurance companies are notorious for paying out as little as they possibly can regardless of how much an injured victim needs and is entitled to. As well, insurance companies are politically powerful and have a wealth of resources to do this and will pay their employees good money to make sure that people like you, do not get it.
Injury victims often seek compensation for some or all of the following reasons:
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- Medical expenses
- Projected medical expenses
- Loss of income
- Loss of household management
- Loss of child care
- Loss of abilities
- Loss of quality of life
- Loss of health benefits
- Pain and suffering
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Grieving families of injury victims that tragically died as a result of another party’s negligence, malice or recklessness, may be entitled to some or all of the above, as well as some or all of the following:
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- Funeral and burial or cremation costs
- Loss of retirement benefits
- Loss of parental guidance and support
- Loss of consortium (spousal support)
- Grief and suffering
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Depending on your particular injury situation, you may be entitled to compensation for reasons not mentioned here. A good way to start determining what, if any, kind of compensation you are entitled to, is with reputable injury lawyers and attorneys in your area.